{"id":60868,"date":"2019-05-25T13:40:07","date_gmt":"2019-05-25T08:40:07","guid":{"rendered":"https:\/\/uzsoft.uz\/bank-call-markazlari-autentifikatsiya-qilish-uchun-mijozlardan-sms-xabarlardan-kodlarni-soramoqda\/"},"modified":"2019-05-25T13:40:07","modified_gmt":"2019-05-25T08:40:07","slug":"bank-call-markazlari-autentifikatsiya-qilish-uchun-mijozlardan-sms-xabarlardan-kodlarni-soramoqda","status":"publish","type":"post","link":"https:\/\/uzsoft.uz\/uz\/bank-call-markazlari-autentifikatsiya-qilish-uchun-mijozlardan-sms-xabarlardan-kodlarni-soramoqda\/","title":{"rendered":"Bank call-markazlari autentifikatsiya qilish uchun mijozlardan SMS-xabarlardan kodlarni so’ramoqda."},"content":{"rendered":"

\"Bank<\/p>\n

\n\t\t\tMutaxassislarning fikricha, bu amaliyot mablag’larni yo’qotishga olib kelishi mumkin bo’lgan xavfli xatti-harakatlarni rivojlantirishi mumkin.<\/p>\n

Bank xodimlarining SMS-xabarlarda mijozlardan kod so\u2018rash odati hisoblardagi mablag\u2018larning o\u2018g\u2018irlanishiga olib kelishi mumkin. \u201cKommersant\u201d nashrining yozishicha, Rossiya banklari xodimlari foydalanuvchilarni autentifikatsiya qilish uchun SMS-xabarlardan kodlarni ko\u2018proq so\u2018ramoqda. Moliyaviy institutlarning o’zlari ushbu protsedurani xavfsiz deb hisoblashadi, chunki xabarlarda qaysi kodlarni oshkor qilish mumkin va mumkin emasligi ko’rsatilgan. Biroq, axborot xavfsizligi bo’yicha mutaxassislar firibgarlik ehtimolini ko’rishadi. Mutaxassislarning fikricha, mijozlar SMS xabarlarda ularga yuborilgan kodlarni bank xodimlari bilan bo\u2018lishish odatiy hol degan fikrga o\u2018rganib qolishi mumkin. Odamlar kod bank operatsiyasini bajarish uchun zarur deb hisoblaydilar va potentsial xavflardan xabardor emaslar. Moliyaviy institutlar odatda mijozlarga debetlarni tasdiqlash uchun SMS orqali kodlar yuboradilar. Ushbu kodlarni har kimga, shu jumladan bank xodimlariga ulashish taqiqlanadi.<\/em> <\/p>\n

Ba’zi moliya institutlari mijozlarga kodlarni yuboradi, ular avtomatik to’lovlar, kreditni muddatidan oldin to’lash va hokazolar kabi operatsiyalar xavfsizligini ta’minlash uchun ofis xodimlariga taqdim etishlari kerak. Bu amaliyot MKB, VTB va Otkritie Bankda ayniqsa keng tarqalgan. Biroq, ba’zi moliyaviy institutlar qo’ng’iroq markazi xodimlaridan foydalanuvchi autentifikatsiyasi uchun kodlarni so’rashadi, ular juda xavfsiz deb hisoblashadi. <\/p>\n

Xavfsizlik bo’yicha mutaxassislar yuqorida aytib o’tilgan amaliyotdan voz kechishni qat’iy tavsiya qiladilar. Ularning fikricha, foydalanuvchilar kodlarni, shu jumladan o\u2018ta maxfiy kodlarni oshkor qilish maqbul va talab qilinadi degan fikrga o\u2018rganib qolishlari mumkin. Bundan firibgarlar jabrlanuvchilarga qo\u2018ng\u2018iroq qilib, o\u2018zini bank sifatida ko\u2018rsatish, moliyaviy operatsiyalarni tasdiqlash uchun maxfiy kodlarni so\u2018rash va ularning hisoblaridan pul o\u2018g\u2018irlash orqali foydalanishi mumkin. <\/p>\n","protected":false},"excerpt":{"rendered":"

Mutaxassislarning fikricha, bu amaliyot mablag’larni yo’qotishga olib kelishi mumkin bo’lgan xavfli xatti-harakatlarni rivojlantirishi mumkin. Bank xodimlarining SMS-xabarlarda mijozlardan kod so\u2018rash odati hisoblardagi mablag\u2018larning o\u2018g\u2018irlanishiga olib kelishi mumkin. \u201cKommersant\u201d nashrining yozishicha, Rossiya banklari xodimlari foydalanuvchilarni autentifikatsiya qilish uchun SMS-xabarlardan kodlarni ko\u2018proq so\u2018ramoqda. Moliyaviy institutlarning o’zlari ushbu protsedurani xavfsiz deb hisoblashadi, chunki xabarlarda qaysi kodlarni oshkor qilish […]<\/p>\n","protected":false},"author":20,"featured_media":53695,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_schema_page_type":"","_yoast_wpseo_schema_article_type":"","footnotes":""},"categories":[52855],"tags":[],"class_list":["post-60868","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar"],"featured_image_src":{"landsacpe":["https:\/\/uzsoft.uz\/wp-content\/uploads\/2019\/05\/0c0533ae68efacdef8ebb01f5c3b1a2f.jpg",600,304,false],"list":["https:\/\/uzsoft.uz\/wp-content\/uploads\/2019\/05\/0c0533ae68efacdef8ebb01f5c3b1a2f.jpg",463,235,false],"medium":["https:\/\/uzsoft.uz\/wp-content\/uploads\/2019\/05\/0c0533ae68efacdef8ebb01f5c3b1a2f-300x152.jpg",300,152,true],"full":["https:\/\/uzsoft.uz\/wp-content\/uploads\/2019\/05\/0c0533ae68efacdef8ebb01f5c3b1a2f.jpg",600,304,false]},"yoast_head":"\nBank call-markazlari autentifikatsiya qilish uchun mijozlardan SMS-xabarlardan kodlarni so'ramoqda. | Yangiliklar | \u0423\u0437\u0431\u0435\u043a\u0441\u043a\u0438\u0439 \u0440\u044b\u043d\u043e\u043a | Uzsoft.uz<\/title>\n<meta name=\"description\" content=\"Bank call-markazlari autentifikatsiya qilish uchun mijozlardan SMS-xabarlardan kodlarni so'ramoqda. \u2014 \u0447\u0438\u0442\u0430\u0439\u0442\u0435 \u0432 \u0440\u0443\u0431\u0440\u0438\u043a\u0435 Yangiliklar \u043d\u0430 Uzsoft.uz. \u0410\u043a\u0442\u0443\u0430\u043b\u044c\u043d\u044b\u0435 \u0441\u0442\u0430\u0442\u044c\u0438 \u0438 \u043e\u0431\u0437\u043e\u0440\u044b \u043e \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u043e\u043d\u043d\u044b\u0445 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430\u0445, \u0430\u043d\u0442\u0438\u0432\u0438\u0440\u0443\u0441\u0430\u0445 \u0438 \u0418\u0422-\u0440\u0435\u0448\u0435\u043d\u0438\u044f\u0445 \u0432 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d\u0435.\" \/>\n<meta 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